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The Hottest Rate Of The Summer Is Here—4.05% APY1 On A 12-Month Certificate.

Don't Miss Out On This Limited-Time Offer. Open Your Account Today.

Auto Loan Home Loan Personal Loan Credit Cards Checking Savings

Competitive Rates

3-Month Certificate

APY up to

3.70%
Auto Loan

APR as low as

4.99%
Money Market

APY up to

3.00%

APY = Annual Percentage Yield. APR = Annual Percentage Rate.

We’re Here for You When Times Get Tough

As a local, member-owned credit union, our philosophy is simple: people over profits, relationships over transactions, and community over corporate interests. We lead with genuine understanding, practical flexibility, and authentic care for each member we serve. "Helping You When Others Won't," isn’t merely a slogan; it’s the core of our identity.

The HY WOW! Difference

See What Our Members Are Saying

The people of CACL are organized, prompt, to the point and if necessary, they go way out of their way to insure my family's needs are met. I could not ask for a better banking experience.

Doug

Fantastic customer service from every employee I've engaged with both inside and at the drive thru. Thankful that this was built so close to home and is a pleasant experience for all of our banking needs!

Emily

CACL is the most accommodating, helpful and friendliest bank in Schuylkill! I can't say enough how happy I am with CACL over traditional banks and other credit unions!

Lisa

Featured Products

Spend

Manage your money with ease when you select one of our checking accounts.

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Save

Make your money work for you with the best rates in Schuylkill County.

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Borrow

Complete your financial goals with flexible lending options created for you.

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Online Banking

Access your account 24/7 and conveniently pay bills on our website or mobile app.

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Our Community Partners

Make-A-Wish Greater Pennsylvania and West Virginia logo
Big Impact Group logo
Blue Mountain logo
Schuylkill Chamber of Commerce logo
Schuylkill United Way logo
Crimson Tide Foundation logo
Avenues: Choose Your Direction and Grow logo

Finance is Complicated.
We Make It Easier.

Check out our financial education resources, made to help you manage your money, plan for the future, and achieve lasting financial success.

Financial Education Blog

Helping You
When Others Won't

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¹APY=Annual Percentage Yield. Fixed APY for a 12-month term. Minimum $500 deposit required. Available on New Money Only; funds not currently on deposit with the Credit Union. Certificate renewals and rollovers are not eligible. Fees or other conditions may reduce earnings. APY assumes dividends remain on deposit until maturity; withdrawals may reduce earnings. Early principal withdrawals may incur a penalty. This offer may not be combined with any other promotional rates, offers, or discounts. Available for a limited time and subject to change without notice. Contact the Credit Union for more information.