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FRAUD AWARENESS REMINDER:

CACL will NEVER contact you directly and ask for specific confidential information (login credentials, PIN, card number, etc.). Be aware of fraudulent text and phone scams and take extra precaution.
If you are contacted unprompted, please call us at 570-628-2400. We are here to help keep your accounts safe.

Deposit Rates

We value our members, which is why we consistently have the highest deposit rates in Schuylkill County. Put your money to work by using one of our fantastic deposit products today!

Share Rates

Effective as of 08/13/2024

TYPE BALANCE RATE APY*
Regular Shares   0.50% 0.50%
HY WOW! Checking   0.10% 0.10%
IRA Shares   1.00% 1.00%
Money Market $2,000.00 - $19,999.99 1.98% 2.00%
  $20,000.00 - $74,999.99 2.72% 2.75%
  $75,000.00 - $499,999.99 2.96% 3.00%
  $500,000.00+ 2.96% 3.00%
Christmas Club   0.45% 0.45%
Vacation Club   0.45% 0.45%
Member Defined   0.45% 0.45%
Escrow Account   0.05% 0.05%

*APY = Annual Percentage Yield

Certificate Rates

Effective as of 10/01/2024

Regular & IRA Share

MIN. DEPOSIT TERM APR* APY*
$500.00 3 Months 4.55% 4.65%
$500.00 6 Months 4.31% 4.40%
$500.00 9 Months 4.17% 4.25%
$500.00 12 Months 3.93% 4.00%
$500.00 18 Months 3.93% 4.00%
$500.00 24 Months 3.45% 3.50%
$500.00 30 Months 3.15% 3.20%
$500.00 36 Months 3.15% 3.20%
$500.00 42 Months 3.15% 3.20%
$500.00 48 Months 3.01% 3.05%
$500.00 54 Months 3.01% 3.05%
$500.00 60 Months 3.01% 3.05%
$500.00 120 Months 3.01% 3.05%

*APR = Annual Percentage Rate

*APY = Annual Percentage Yield

  • Regular Shares, HY WOW! Checking, IRA’s, Christmas and Vacation Club, Member Defined require a minimum balance of $50.00 to earn the stated Annual Percentage Yield.
  • Money Market accounts require a minimum balance of $2,000.00 to earn the stated Annual Percentage Yield.
  • For all accounts, the Annual Percentage Yield may change monthly as determined by the Board of Directors.
  • Regular Share accounts require a minimum balance of $5.00.
  • Money Market accounts require a minimum balance of $2,000.00.
  • Fees or other conditions may reduce earnings.
  • Contact the credit union for more information about fees and rates.
  • The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity. A withdrawal of dividends will reduce earnings.
  • We may impose a penalty if you withdraw any of the principal before the maturity date.
  • Contact the Credit Union for more information.